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📄 Why Salaried Employees Should File ITR & Claim TDS Refunds Without Delay Every year, thousands of salaried individuals unknowingly let go of the money they rightfully deserve — their TDS (Tax Deducted at Source) refunds . If you’re a salaried employee and haven’t filed your Income Tax Return (ITR) yet, now is the time to act. 👉 New Blog : realtaxindia.in/setoff-loss 💡 Why ITR Filing Is Important for Salaried Employees Most companies deduct TDS from your salary every month and deposit it with the government. While this ensures your taxes are paid, it doesn’t mean you’ve paid the right amount. In many cases, extra tax is deducted , and unless you file your ITR, you won’t get that money back. Filing your ITR isn’t just a legal formality — it’s your gateway to getting a refund , claiming deductions , and staying financially smart. ✅ Key Benefits of Filing Your ITR Early Here’s what you gain when you file your ITR early with the help of tax professionals: 💸 Quick TDS...

  📉 Set Off and Carry Forward of Losses in Income Tax — A Complete Guide for FY 2025–26 Managing income tax effectively is not just about filing returns; it’s also about strategically handling your profits and losses. One of the smartest tax-saving strategies available to individuals and businesses in India is set-off and carry forward of losses under the Income Tax Act, 1961 . These provisions allow taxpayers to reduce their overall tax liability by adjusting losses against taxable income. Whether you’re a salaried professional, a business owner, or a property investor, understanding how to utilize set-off and carry forward rules can lead to significant tax savings. In this blog, we explain everything you need to know about set-off and carry forward of losses for the Financial Year 2024–25 (Assessment Year 2025–26) . (📊 Discover how to align your mutual fund portfolios with your long-term goals. Read more here : 📝 Are Your Mutual Fund Portfolios Overlapping ) ?...

  📊 Are Your Mutual Fund Portfolios Overlapping? Here’s How to Find Out & Fix It In the world of investments , building a well-diversified mutual fund portfolio is key to managing risks and maximizing returns. However, many investors unknowingly fall into the trap of over-diversification  — buying too many mutual funds that hold the same stocks . This creates mutual fund portfolio overlap , which defeats the very purpose of diversification. So, what exactly is portfolio overlap? Why does it matter? And how can you identify and eliminate it to build a more effective investment strategy? Let’s break it down. Linkedin : New Post Facebook : New Post 🔍 What Is Mutual Fund Portfolio Overlap? Portfolio overlap occurs when two or more mutual funds in your portfolio hold the same stocks . For example, if both Fund A and Fund B have invested 5% in Reliance Industries, that 5% holding is considered an overlap. This happens more frequently than you think, e...

  🏡 TDS on Property Purchase in India: Everything You Need to Know By Realtaxindia| 20 JUN 2025 | 5 min read When buying property in India, many homebuyers overlook a critical compliance step —  Tax Deducted at Source (TDS) . While it may seem like a bureaucratic formality, TDS plays a vital role in ensuring tax transparency and avoiding future penalties. This guide breaks down the entire process, from applicability to payment , in a simple, actionable format. 📌 What Is TDS and Why Is It Important? TDS is a tax collection mechanism where a portion of the payment is deducted at the source and deposited with the government. It applies to various transactions —  salaries , rent, professional fees — and yes, even property purchases . For the Income Tax Department, TDS is a way to track high-value transactions and ensure tax compliance. 🏠 When Does TDS Apply on Property? TDS is applicable when: You purchase an immovable property (excluding rural agricultural land) From...